Flow Of Costs Through A Job Order Costing System Formula Reinspirement Replaces Retirement – 2009

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Reinspirement Replaces Retirement – 2009

“Age doesn’t mean anything to me. I can’t get old; I’m working. I was old when I was twenty-one and out of work. You stay young as long as you keep working. Retirement at sixty-five. Ridiculous. I’m still sixty-five. There were pimples.” George Burns 1896-1996

 

One of the most disconcerting aspects of the recent 2008-2009 economic downturn is the fact that many people in their golden years have wiped out nearly 50% of their retirement portfolios. Hard earned money put into 401(k)’s, IRA accounts, stocks and bonds or market funds as advised by a trusted advisor – gone almost overnight! Not only have huge sums been wiped out, but now companies affected by the recession have frozen access to employee 401(k) accounts! Who knew? (401(k) Withdrawal Freeze Hits – Wall Street Journal May 5, 2009)

 

If that wasn’t bad enough, those relying on Social Security benefits got some bad news to make ends meet. For the first time in 30 years, they will not receive a COLA (cost of living adjustment) for 2010 and 2011. Older Americans on fixed incomes who received a 5.8% COLA increase in 2009 will have a hard time keeping up with the cost of living. moving forward. (Social Security Benefits ’10 Not Expected to Increase New York Times May 2, 2009)

 

Oh well that was a lot to think about yours Money in the first place! Reality paints us a completely different picture.

 

Most Americans have worked through the prime of their lives with one eye waiting for that magical moment when they can leave it all behind to golf, fish, garden and spend time with their grandkids. While many suffered through jobs they hated from their family and the stress of professional responsibilities they didn’t really care about, retirement provided the carrot to cross the finish line.

 

Unfortunately that carrot is hard to find these days as retirement as a social concept is in its sunset years. The writing has been on the wall since the 90s with pension schemes closing or going bankrupt and jobs being sent to other countries.. The 2008-09 recession moved the retirement landscape from bad to worse. Still, the majority of Americans prefer to cross their fingers in hopes of making it through the retirement window before it closes forever. Lest we forget, the employer of last resort, the federal government, continues to dangle the healthy-pension carrot.

 

The good news is that an alternative already exists. The ultimate 21st century makeover of retirement is REINSPIREMENT. A revival has been born from the ashes of an exponential loss of purchasing power in a debt-based monetary system. It’s an idea whose time has come. Like the conventional wisdom that tells us to start saving for retirement when we’re young, re-inspiration offers a similar journey throughout life.

 

Accessing a comfortable independent life in later years calls for a willingness to retool how we think about money and plan for the future. Restoration claims that you (With the help of friends, colleagues and professionals) you can design and implement a course of action to meet current and future needs, starting with where you are and what you have today.

 

Lifetime cash flow is the name of the game but it doesn’t mean a lifetime of hard work. Part of the challenge of re-motivation is learning how to leverage your hard assets (not imaginary digital numbers in the narrative) to work for you in the future. Provides the key to unlocking each individual’s unique talents, interests, assets and skills and unlocking a customized re-motivation strategy.

 

A commitment to rejuvenation means you’ll open up a path beyond current societal expectations about when to hang up your saddle; That is when private money will stop flowing into your life. If you accept this mission, you will lead by example to provide a critically needed role model for future generations. Given the central banking system, the value of the currency will continue to depreciate. This means young people need more viable options for their later years than we do.

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