Excel Formula To Remove First 3 Characters From A Cell Yes We Can! Encouraging Money – Talk to Your Kids About the Challenging Economic Times

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Yes We Can! Encouraging Money – Talk to Your Kids About the Challenging Economic Times

With all the bad economic news we hear on TV and radio daily, and all the predictions of doom and gloom from experts, there’s hardly a family these days that isn’t filled with fear. Many earners have lost their jobs or are taking home smaller paychecks. Many parents have to work two or three jobs, and many are losing their homes. So how do you relate all this to your child without creating anxiety and worry at home?

1. Be positive. Even in the face of job loss and dire economic times, we can and should find things to be grateful for. We are still alive, and we have life, we must always hope. Napoleon Hill, the famous author of Think and Grow Rich, said that in every difficulty we encounter there is an opportunity. Being positive helps you see and find the hidden opportunity in every situation.

2. Be honest with your children. And yes, cry if you must. It’s okay for your children to see correct and healthy responses to life’s challenges. Explain to them that mom or dad has lost their job, and there will be changes at home. But, help them realize that it’s not the end of the world, and the family will pull through this together. Pretending that nothing has changed causes unnecessary stress on the entire family. Children are very perceptive and can sense this without telling them the truth. It fills them with fear and dread of the unknown.

3. Trim the budget. If your spouse and children are mature, sit down with them, and come up with a list of luxuries the family can easily give up, to help stretch whatever income they have. Take a serious look at your finances, including new clothes, dining out, magazine subscriptions, coffee, etc., and cut out anything that isn’t necessary. Consider coupon shopping, and outlet shopping instead of boutiques.

4. List all the resources you have. Consider family members, friends, and previous employers you’ve done business with, who were most impressed with you. List all available online and offline listing agencies and employment firms in your industry. Plan to contact your sources in your new job search. Involve your older children as you go through this process, as they will be going through this process themselves, long before.

5. Dust off your resume, and update it. Take pride and care when you write it. Remember, this is the first impression you give yourself. If you present a late resume, potential employers may think you are late, and may not even call you for an interview. Research potential new jobs and gain as much knowledge as possible about the job you are looking for. You’ll come off as well-informed, and that’ll give you an edge over the competition.

6. Use this opportunity to teach your older teens how to prepare for a job interview and how to dress appropriately. Point out to them that a well-prepared person who goes the extra mile will succeed even in these difficult times.

7. Take a hard look at yourself to determine if you could have avoided any situation. Be willing to make the necessary changes in attitude as you prepare for your new job. There’s no point in blaming the company, and new employers certainly throw off potential employees who constantly complain about their old jobs and bosses. Again, the attitude you display will be emulated by your teen.

8. Be willing to try new and different things. Think outside the box. You may find a job that is even more fulfilling than what you trained for. Be flexible and willing to acquire new skills. The human brain has a great capacity for learning and is generally underutilized. Go brain cells and discover a whole new world out there.

9. Be creative. This could be the opportunity to start the new business you’ve always dreamed of, but never had the courage to start. Brainstorm creative job ideas with your spouse and teens, and don’t be afraid to take that first step. Here again, it’s important to stay calm and have a positive mindset. A mind filled with fear is not a creative mind, and feeling sorry for yourself definitely cuts off the innovative juices.

10. Be cheerful at home, and take your frustrations out on your children. Parents should set good examples for their children in good times, and not good times. True strength and character is revealed more in difficult times, when everything is nice and rosy. Your children will respect you for it and develop good character traits that will serve them well in the future.

11. Be open and honest with your friends about what’s going on in your life. True friends are those with whom you can share both your joys and sorrows. Pride, and pretending everything is fine, confuses your kids and puts unnecessary stress on them, because they feel like they have to pretend too. And who knows, you might just be the partner in your network looking to start a new business or hire for a new job.

12. Don’t fall for “get rich schemes” that promise unrealistic goals. You are at your most vulnerable, so enlist the help of your spouse or a trusted friend to evaluate every deal that comes your way.

Parents, remember that you are what you think, and your thoughts become your reality. Even when everyone is complaining about how dire the situation is, take a step back and be grateful for all the blessings you’ve already taken for granted. Show your children that with self-belief and a positive attitude, enough knowledge and work and excellence, you can overcome all odds and thrive even in an economic downturn.

Look around you and see others who excel and succeed in any environment. Believe in yourself and go for it, and you would have taught your children a very valuable and lifelong lesson.

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