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## Payslip – Using a Template to Show Proof of Income

Being self-employed means having the freedom to run your own business as you see fit. While you no longer have to work for someone else and can dictate your own paycheck based on how much you want to work, it does come with some drawbacks. The most important thing is not being able to easily verify your income should you decide whether you need to apply for a credit card or a bank loan. Instead of showing your entire bank account to the lender, it would be better if you had a payslip.

**Why do I need a payslip?**

When you work as an employee for another company you are given a payslip to go with your paycheck. Using the template your employer documents the hours you worked, your gross pay and how much you were paid after all your deductions are paid. When you are self-employed, you only know how much you earn; This can make it difficult for you to prove your income when applying for a loan. If you use a template to create your own payslip you will have actual proof of income with all appropriate tax deductions. You can create a pay stub complete with your company name and address just like you would receive if you were working for someone else. If you do this every week you will always have proof of your income when you need it. Even if you don’t actually write yourself a paycheck every week, you should still make sure you have some proof of your income available.

**How can I find a template?**?

There are many different places you can look for a template to create almost any type of payslip, including your local office supply store and library. However, since most self-employed individuals and small businesses rely on computers to track all of their finances, you’d be better off looking up your templates online. Through a careful search of the different styles available online you should be able to find what you are looking for. This way you can create an official payslip for yourself or any employees you may have that includes all the necessary information regarding gross pay, taxes and deductions and the final net pay per week or pay period you choose. This simple piece of paper will make it much easier for you to decide to apply for a loan and if you need to show proof of income.

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