Excel Formula That Gives The Date Of The Nearest Monday Design an Excel Spreadsheet to Achieve Your Financial Goals

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Design an Excel Spreadsheet to Achieve Your Financial Goals

I feel great every time I achieve a goal, whether I did it a week ago or 5 years ago. There is a certain satisfaction that comes when you reach a successful point in your life. It is important to make goals for the whole life. When it comes to finances, if you want to successfully plan your money, you need to have goals.

I love spreadsheets. I use them for everything I can and for every type of organization. I, honestly, don’t know what I would do without them or how I would have coped before I first discovered them. I use spreadsheets to balance my checkbook, manage my business expenses, and make ‘to-do’ lists to plan my days. I also use spreadsheets to manage my money and set my financial goals.

I like using spreadsheets for monetary goals because of the functions I can use. If you are working toward a savings goal, using a word processor or writing them down will require constant updating. With a spreadsheet, you can easily add more to your savings, and if you have the right formulas set up, it will do it all for you.

First, set up a separate sheet for your long-term goals and your short-term goals. You can have long-term goals and then break them down into short-term goals as well as individual goals. Make the page attractive with bold headers and colors. If you don’t know how to use Excel or other spreadsheet programs, you really need the basics. Search the net to find out how to get started with spreadsheets.

Next, add the dollar amount of your goals and the time in months or years. Long-term goals will likely be in years and short-term goals in months. Set up a formula to divide the total goal amount by the goal length in months. This is the amount you need to save every month to achieve your goals.

If you can’t meet your savings goal each month, set up a budget to help you save more money. For more help, open another sheet and record your progress. Each week or each month write down how you are reaching your goal and if you are able to save the minimum each month. Try to save a little more each month and cut back on your schedule, or if you can reach your monthly goal, adjust it. With this plan, you can include goals to save or pay off debt for larger items like a car or home.

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